Walmart Money Card At http://www.walmartmoneycard.com

Posted on 18th December 2010 in Credit Cards

Purchasing a Walmart money card is a great way to start managing your money. You do not even have to have a bank account to be approved to receive one. The card can be used very much like a debit card, but can be used in more places than just at Walmart. As a matter of fact, it is accepted anywhere Visa debit cards are accepted because it is a re-loadable prepaid Visa card.

In order to provide you with the most convenience, there are a variety of ways you can put more money on a Walmart money card. For a small fee, you can use cash to reload the card at any Walmart – up to $1,100. If you have an eligible pre-printed payroll or government check, you can load part of it or all of it to your card, up to $1,500. If you are enrolled in direct deposit at Walmart, you can load part or all of your paycheck to the card. You may also use a MoneyPak to put money on the Walmart money card or use an online bank transfer to do so. Or you can always use the Walmart MoneyCenter Express, which functions much like an ATM. This variety of options ensures that you will be able to reload your card with funds whenever needed.

Benefits of using a Walmart money card include no overdraft fees, daily balance alerts, and the fact that it is re-loadable. There is no issuance fee if you apply online (a $3 fee is charged if applied for in stores), and the only other fee is a monthly maintenance fee of $3. If you purchase your card in stores, you can pay for it using cash, check, or debit card. The Walmart money card can be used to make purchases online or anywhere else that Visa debit cards are accepted. You are free to access your account via telephone or the Internet at any time to keep an eye on your finances.

You can purchase a Walmart money card online at the Walmart website. Simply click “get a card” and follow the step-by-step instructions. Or you can purchase one in stores. Simply visit the MoneyCenter or purchase one in the checkout lane as you pay for your purchases. The Walmart money card is a great way to take control of your finances with a card from a store you know you can trust.

You can register or Login into the card using this link.

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Applying for a Sears Credit Card At http://www.Searscard.com

Posted on 18th December 2010 in Credit Cards

Applying for a credit card at a retail or department store is an easy way to build some credit – not to mention a fantastic way to shop and get special deals. When thinking about applying for a credit card, be sure you will be able to make the monthly payments. It is best to make these on time and for the full amount owed. Anything less will only end up costing you more money doing your credit a disservice. When you apply for and receive a Sears credit card, you will receive all kinds of discounts on things like Kenmore kitchen and laundry appliances as well as Craftsman tools.

Additional benefits include returning items purchased with the credit card even without a receipt. If you have ever attempted to return something you know the hassle and headache of trying to locate a receipt and the frustration when a return is denied because you couldn’t find it. Also, as a cardholder you can always opt to add another person to your credit card – at no additional cost to you. Whereas many companies charge extra for this convenience, you can do it for free. Customer service is available 24 hours a day, 7 days a week so that there is always someone available to help with any problems that may arise.

One of the most practical benefits of applying for and receiving a Sears credit card is a $0 liability on unauthorized purchases. This is a huge safeguard against having your credit card stolen. This $0 liability benefit provides you with complete peace of mind and ensures that you will not be held responsible for purchases made by a stranger should you ever lose your credit card – valuable protection that will keep your finances safe.

You can easily apply for a Sears credit card online at the company’s website. Begin by securing a login name and password to gain access to the application. If you are at least 18 and have a valid social security number, you will be able to move forward with the application process. You would also need an email address (such as gmail.com, yahoomail.com or msn hotmail.com) to receive any update about your account. The process is very much like applying for any other department store credit card. In addition to your social security number, you will be required to provide your contact info, work info, income, and house payment. Once you are approved for the card, you can use it at Kmart, Kmart.com, Sears, Sears.com, Lands End, The Great Indoors, and more.

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